Cash-Express PH
Cash-Express PH
4.8
12 reviews
Detailed terms
  • Amount up to $ 10000
  • Term 7 - 30 days
  • Rate from 0.01% up to 1% per day
  • Method of receipt To a bank card; to a bank account
  • Legal information about the company Cash-Express Philippines Financing Inc. is a fully digital lending service provider, legally registered in the Philippines (SEC Registration No. CS201951088, Certificate of Authority No. 2918). 
  • Age from 21 up to 70 years old

Reviews of Cash-Express PH

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4.8
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Cash-Express delivers fast, unsecured loans online, aiming to simplify access to quick financing without requiring collateral or extensive documentation.
Cash-Express Philippines Financing Inc. is a fully digital lending service provider, legally registered in the Philippines (SEC Registration No. CS201951088, Certificate of Authority No. 2918). 

You can get a loan from this organisation quickly and online.

Terms & Conditions

Loan amount: ₱1000 up to ₱20,000
Effective Interest Rate (EIR) / APR: Optimal starting features include 0% interest for the first 7 days; thereafter, daily rates of approximately 1.5%–1.99% apply.
Loan term:: Ranges from 7 to 30 days, with options to extend
Currency: Philippine Peso (PHP)
Daily interest rate: from 0% for your first loan
Approval time: Approval within 5–30 minutes; funds transferred within minutes up to 24 hours.
Collateral: Not required; these are unsecured loans
Income verification: Employment or stable income required to qualify
Age requirement: 21–70 years old
Licensing/Supervision: SEC-registered and authorized for loan operations in the Philippines
Repayment methods: Payments accepted via online banking, e-wallets, or extended term options
Disbursement methods: Funds are transferred directly to the borrower’s bank account upon approval
Customer support: +63 917 185-5935
Address: Unit 3101 Trade and Financial Tower, 7th Avenue cor 32nd St., Fort Bonifacio, Global City, Taguig
Phone number: +63 917 185-5935

+63 917 115-8452

Official website: cash-express.ph

Documents & Borrower Requirements

  • Needed Documents: A valid government-issued ID (e.g. Passport, National ID, Driver’s License, SSS, UMID, Postal ID, PRC ID); in some cases only one ID is needed.
  • Other Requirements: Filipino citizens aged 21–70, living in the Philippines, with employment or stable income, active mobile number, and active bank account or e-wallet.

Additional Details

  • Prorogation/Extension: Loans can be extended by adjusting the repayment schedule.
  • Early Repayment: No penalty mentioned; repayment terms are flexible.
  • Transparency & Security: The platform uses advanced digital tools and complies with National Privacy Commission (NPC) standards for data protection.

Credit History Requirement

Credit history is not a barrier; initial loans may have flexible terms—repeat borrowers may receive better rates.

About the Loans

First Loan

  • Amount: ₱500 – ₱10,000 (with possible promotional 0% APR for first 7 days)
  • Term: 7–14 days, with extensions available
  • Rate: 0% for initial period; thereafter ~1.99% daily

Repeat Loan

  • Amount: Up to ₱20,000 available efficiently processed
  • Term: Same range with potential longer-term installments
  • Rate: Around 1.5–1.99% per day

How to Apply

  1. Register and fill application form (includes choosing amount/term).
  2. Verification via call; decision within ~15 minutes.
  3. Once approved, funds transfer directly to your bank or e-wallet—often instantly.

Benefits

  • Fast approval and immediate disbursement
  • Fully online process with no physical offices required
  • First-time borrowers may enjoy 0% interest initially
  • Flexible repayment and extension options
  • High-level data security and privacy standards
  • Wide hours of service including weekends
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