MoneyCat PH
12 reviews
Detailed terms
- Amount up to $ 20000
- Term 7 - 30 days
- Rate from 0.01% up to 1% per day
- Method of receipt To a bank card; to a bank account
- Legal information about the company MoneyCat Financing Inc. is a duly registered and authorized financing entity in the Philippines, holding a Certificate of Authority to Operate (No. 1254) granted by the Securities & Exchange Commission, with registration number CS201953073.
- Age from 22 up to 65 years old
The best offers for you
100% online
- Amount up to up to 25 000 MXN
- Period up to 365 days
- Approval 97%
100% online
- Amount up to up to 10 000 MXN
- Period up to 180 days
- Approval 97%
100% online
- Amount up to up to 25 000 MXN
- Period up to 120 days
- Approval 97%
100% online
- Amount up to up to 25 000 MXN
- Period up to 365 days
- Approval 97%
MoneyCat is a reliable company that allows you to take out a loan in minutes on favorable terms.
MoneyCat Financing Inc. is the exclusive lender operating via the MoneyCat platform. It is a duly registered and authorized financing entity in the Philippines, holding a Certificate of Authority to Operate (No. 1254) granted by the Securities & Exchange Commission, with registration number CS201953073. The company fully complies with applicable Philippine laws on lending, consumer protection, and data privacy.
You can get a loan from this organisation quickly and online.
Terms & Conditions
| Loan amount: | PHP 500 – PHP 20,000 |
| Effective Interest Rate (EIR) / APR: | First-time borrowers may enjoy 0% interest for the initial loan, with no processing fees. |
| Loan term:: | From 7 to 30 days |
| Currency: | Philippine Peso (PHP) |
| Daily interest rate: | Up to 3% per day; delinquent loans may incur 3.0% daily late fees. |
| Approval time: | Instant approval; first disbursement may take up to 30 minutes, but up to 24 hours in some cases. |
| Collateral: | Unsecured—no collateral required. |
| Income verification: | Not strictly required; the platform evaluates using simple personal information. |
| Age requirement: | Borrowers must be at least 22 years old |
| Licensing/Supervision: | Registered with SEC; compliant with Philippine regulations. |
| Repayment methods: | Payments accepted via DragonPay, 7-Eleven, LBC, Bayad Center, SM Payment Center, and other captured channels. |
| Disbursement methods: | Funds are transferred to bank account via DragonPay partner channels. |
| Customer support: | support@moneycat.ph |
| Address: | Unit 2A, 17th Floor, Robinsons Cybergate Center 3, Pioneer Street, Mandaluyong City, Philippines. |
| Phone number: | 0917 152 7089 |
| Official website: | moneycat.ph |
Documents & Borrower Requirements
- Required: One valid ID (SSS, UMID, TIN, Driver’s License, Passport, or Voter’s ID) plus a selfie with the ID.
- Filipino citizens aged 22–60 residing in the Philippines with a stable income, active phone, and bank account are eligible.
Additional Details
- No processing or disbursement fees—MoneyCat disburses the full approved amount.
- Transparent pricing: All costs clearly shown in the calculator; no hidden charges.
- Late payment penalties may apply, ranging from 3%–8% of the overdue amount.
- Early repayment is allowed, helping avoid extra costs.
Credit History Requirement
A strong credit history is not strictly essential. Repeat borrowers with good repayment behavior may get better terms.
About the Loans
First Loan
- Amount: PHP 1,000–3,800
- Interest: 0% APR, no processing fee for the first loan
- Term: 7–28 days (flexible)
Repeat Loan
- Amount: Up to PHP 20,000
- Interest: Variable depending on amount, term, and credit standing
- Term: 7–30 day
How to Apply
- Visit the website or mobile app.
- Register with ID and personal info; verify via OTP.
- Submit and await instant approval.
- Receive funds via bank deposit, often within 30 minutes or up to 24 hours.
Benefits
- First-time borrowers may receive loans with 0% interest and no fees.
- Very fast approval and disbursement.
- Purely digital process—no need for physical documents or bank visits.
- Transparent pricing and clear repayment terms.
- Inclusive of borrowers with modest means—freelancers welcome.
